Corporate Financial Education Programs

Your program can be tailored to communicate what is important to your company (such as a new benefit plan) and can be structured to focus on certain life events (upcoming retirement). These seminars may be conducted at your firm’s convenience (day or evening), and include a one-on-one follow-up meeting with each participant.

Your Presenters


Your Company’s Plans

  • Asset Allocation of your 401(k) Plan
  • Life insurance benefit
  • Disability income protection
  • The Deferred Compensation Plan
  • Stock options and options strategies
  • Medical benefits
  • Transition to Retirement


Income Tax Planning

  • Determining your Marginal Tax Bracket – and why it’s important
  • The Alternative Minimum Tax (AMT) – and how to minimize it
  • How to make charitable gifts more efficiently
  • Tax credits you need to be aware of
  • Capital Gains and Losses
  • Roth IRA conversions – right for you?

Insurance Planning

  • Property-Casualty insurance
  • Umbrella policies – why they are so important
  • How to determine how much life insurance you need
  • Types of insurance policies (term vs universal life)
  • Long Term Care coverage – really needed?
  • Disability Income Protection – is the company plan enough?

Estate Planning

  • How to determine the value of your “estate”
  • Why you need a current Will
  • Do you need a Trust?
  • How to avoid Probate
  • How to minimize death taxes
  • Why a Power of Attorney is critical
  • Living Wills and Health Care Powers
  • Beneficiary designations and asset

Retirement Planning

  • IRAs, Roth IRAs, 401(k)s and 403(b)s
  • Retirement Plans for children
  • The effect that inflation has on purchasing power
  • Developing a long term cash flow plan
  • Selling a home
  • State income tax issues

Investment Planning

  • Establishing goals and objectives
  • How to determine your “risk parameters”
  • Strategic Asset Allocation
  • Tactical Asset Allocation
  • Active versus passive investing
  • Structuring a bond portfolio
  • Investing retirement accounts versus “outside” investments

DBRootEducationSeriesGoals and Objectives

D.B. Root & Company’s Corporate Education Programs are designed to help your associates:

✓ Understand and appreciate their corporate benefit and compensation plans
✓ Assure they are covered adequately with insurance, providing a sense of financial security
✓ Develop a plan for managing their retirement plan investments
✓ Update their estate plan aligned with their personal preferences
✓ Learn how to improve their cash flow and reduce their tax liabilities

Program Notes

Presentations are tailored to your company and your goals

Each participant receives “user friendly” reference materials for future use

D.B. Root & Company advisors become thoroughly familiar with your Benefits Plans

Programs can be structured for different audiences, demographics and can cover a broad array of topics

A follow-up meeting with a D.B. Root & Company advisor is available (optional)

An email Answer Line is available (optional)